Thursday, July 31, 2008

JULY 31, 2008

AT LEAST IT'S LESS JUNK MAIL!
It's no secret that the economy has seen better days... but it turns out there might be a silver lining to the economic downturn. According to a recent survey, 70% of financial institutions say they've cut back on credit card solicitations because the economy is in such bad shape.

NEED EXTRA MONEY FOR YOUR WEDDING?
You could have been in Kelly Gray’s wedding. Gray is a 23-year-old hairdresser auctioning off a chance to be one of her bridesmaids. Gray and fiancĂ© Karl Gua make a combined annual salary of about $32,000. Gray says they’re also caring for a 1-year-old daughter and can’t really save for their wedding. Instead, they’re looking to cut corners - using an iPod instead of a DJ for music and baking their own cake. And then there’s the auction. The auction was up to $202.50 earlier this week. It ended at 4:27 p.m. yesterday. Gray hopes to cover the winner’s dress and shoes, and make a profit. She says whoever wins will be in the wedding, no matter what.

SIX "WEIRD" SLEEP THINGS THAT ARE VERY NORMAL
1. Talking in your sleep. 56% of the young women Glamour polled say they've done it. (And 11% have sleepwalked.)

2. Needing help to doze off: 22% of women use things like prescription or over-the-counter meds or alcohol a few times a week to fall asleep faster.

3. Feeling sadder on less sleep. "The last hours of sleep, which usually get cut off, help regulate negative moods," says sleep expert Rosalind Cartwright, Ph.D.

4. Waking up in the middle of the night every night: 30% of women do.

5. Hitting the snooze button more than once. 39% of women say they usually do it two or three times each morning. 16% say they do it four times or more!

6. Cuddling up with an old friend. 27% of women say they still sleep with a stuffed animal.

FINANCE CAMP FOR KIDS?
If you're like me, you learned next to nothing about personal finance when you were a kid.

But now, you can give your kids the edge that YOU never had... by sending them to summer Finance Camp. What's a Finance Camp?

Finance Camps are basically three- to six-day courses where your kids will learn lessons about personal finance, such as:

#1.) How to balance a checkbook.
#2.) How to invest in the stock market.
#3.) How to deal with credit card companies . . . and avoid fees.
#4.) How to start a business. (ABC News)

http://www.campsertoma.org/camp/challenge.shtml
http://www.yacenter.org/
http://www.creativewealthintl.org/campmillionaire.php
http://www.youngbiz.com/